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Business Finance

Loans From £5,000 to £500,000

Invoice Finance. Working Capital Loan. Merchant Cash Advance. Unsecured Business Loan

Unsecured Business Loan

Unsecured Business Loan

Unsecured business loans are a great option for a small business that doesn’t have any assets to secure the loan against. Lenders will typically ask for a personal guarantee before agreeing to this type of loan.

Asset Finance

Asset Finance

Asset finance is a type of business funding that allows a company to obtain equipment, vehicles, or other assets without the need for an upfront payment. The assets are typically used as security for the finance agreement.

Merchant Cash Advance

Merchant Cash Advance

A merchant cash advance loan is a type of alternative finance where a lender provides a lump sum of cash to a business in exchange for a percentage of future debit and credit card sales until the loan is repaid.

Working Capital Loan

Working Capital Loan

A working capital loan is a type of financing used to fund a business’s day to day operations, such as covering wages, stock, equipment, advertising and other expenses that you will incur when trying to grow your business.

Invoice Finance

Invoice Finance

Invoice finance is where a company sells its unpaid invoices to a third party (such as a bank or finance company) for an advance payment. This allows the company to get cash immediately, rather than waiting for payment from their customers.

Secured business Loan

Secured business Loan

A secured business loan is cheaper than an unsecured business loan because the loan is secured against property or other assets within your business such as cars or equipment, meaning there is less risk for the lender.

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Frequently Asked Questions

How much can I borrow with a business loan?

Depending on which product you select (see the list above), you can borrow anything from £5,000 up to £500,000. It will also depend on what you need the money for and how well (or not!) your business is trading.

How long can I take my loan over?

The minimum term is 1 month all the way up to a repayment period of 15 years

What can I use my business loan for?

Any legal purpose. It may be you need new equipment for your office such as a printer or a telephone system or it could be that you need new racking for your warehouse, whatever the reason, a business loan could help you get there quicker.

How long will it take for me to get my cash?

On some types of business finance, just a few hours from the time you apply to the money hitting your bank account. On others, such as a secured business loan for example, it can take anything up to 2 weeks but generally speaking, most loans can be provided within a few days.

Can I get a business loan even if I have bad credit?

The honest answer is maybe. It’s definitely not a yes and it’s most definitely not a flat no. Like most things in the world of finance, it depends on your credit profile and the nature of the bad credit. For example, a lender will look more favourably on someone with a CCJ for a £30 parking ticket than they would with someone with a CCJ of £28,000 on a leased BMW. It’s all relative but we can point you in the right direction.

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